UAE launches strategic plan for financial inclusion

The UAE continues to advance its position as a global leader in economic innovation and inclusive development with the launch of the National Financial Inclusion Strategy 2026 – 2030. The strategy establishes a comprehensive framework to ensure fair and secure access to financial services for all members of society. 

Khaled Mohamed Balama, Governor of the Central Bank of the UAE, unveiled the initiative during the Middle East and North Africa Leaders’ Summit on Financial Inclusion in Abu Dhabi.

Organised in partnership with the Arab Monetary Fund and the World Bank, the summit focused on advancing regional and global financial inclusion. Key topics included digital innovation, consumer protection, gender equity, and financial well-being.

Governor Balama emphasised that financial inclusion is a cornerstone of sustainable development and financial resilience. The strategy aligns with UAE Vision 2031 and Centennial 2071, reflecting the nation’s commitment to building a comprehensive financial ecosystem that enables all segments of society to participate in economic growth.

Developed with the World Bank, OECD, the Arab Monetary Fund, and more than 70 national stakeholders, the NFIS 2026–2030 focuses on:

  • Strengthening legislation to support financial inclusion
  • Accelerating digital transformation across the financial sector
  • Promoting financial literacy and well-being for all
  • Leveraging data and artificial intelligence to drive innovation and strategic decision-making

Fatma Al Jabri, Assistant Governor for Financial Crimes, noted that the strategy aims to increase financial account ownership, expand digital payment adoption, and align innovation with regulatory standards to enhance sector resilience.

The strategy introduces 12 initiatives to expand financial access, including universal financial accounts, products tailored for women, youth, and people of determination, and support for entrepreneurs and micro, small, and medium-sized enterprises.

Future outlook

The NFIS 2026 – 2030 reinforces the UAE’s commitment to a forward-looking, inclusive, and resilient financial system, strengthening its role as a global model for financial innovation and sustainable development.

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