Dubai’s property market is drawing attention again, not just from local buyers, but from global investors seeking long-term opportunities. And for good reason. Real estate remains one of the most stable and rewarding asset classes, offering both capital appreciation and consistent returns.
Dubai’s strong economy, friendly investment rules, and high-quality lifestyle have made it one of the top choices for buyers. Now, the city has introduced the First-Time Home Buyer Programme to make it easier for residents and long-term investors to own property.
Launched by the Dubai Land Department in collaboration with the Department of Economy and Tourism, the initiative provides a range of incentives for those purchasing their first freehold residential property in Dubai.
Benefits include priority access to exclusive property launches from some of the city’s leading developers, preferential pricing on select units, and customised mortgage solutions through partner banks.
Participants are also offered flexibility in paying DLD registration fees, with the option to settle them in installments through eligible credit cards, in many cases without interest. This approach helps reduce entry barriers for prospective homeowners, streamlining the process and making it more financially accessible.
Who Can Apply
Open to both UAE nationals and expatriates, the programme imposes no restrictions based on nationality or income. Eligibility requires applicants to be UAE residents aged 18 or above, without any existing freehold property in Dubai, and purchasing a home valued at less than AED 5 million.
Joint ownership is allowed, provided all buyers meet these conditions. Possession of non-freehold properties, such as leasehold units or properties located outside Dubai, does not impact eligibility.
Simple Registration Process
Registration is simple and free. Applications can be submitted through the Dubai Land Department website or the Dubai REST mobile app. Upon approval, participants receive a QR code verifying their eligibility, which provides access to the programme’s benefits. The registration remains valid even if no immediate purchase is made, allowing buyers the flexibility to proceed when a suitable opportunity presents itself.
A Step Towards Long-Term Ownership
The First-Time Home Buyer Programme supports Dubai’s wider strategy to enhance the real estate sector’s share of GDP and foster a stronger culture of homeownership among residents. For many expatriates, it represents a move away from the conventional rental model toward long-term stability, financial security, and deeper community engagement.
At One Investments, we do more than facilitate property transactions, we connect with investment-grade homes that offer long-term security, support legacy planning, and strengthen ties to their roots. Each opportunity is carefully chosen to be a decision made not just for today, but for generations to come.
